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Considering the current economic situation around the world, it is essential to note that you cannot predict the right business that will effectively thrive in any market. If you search “make money from home”, you will find thousands of sites proclaiming that you can make hundreds of thousands from the comfort of your bedroom. However, these sites require you to first subscribe, buy a book, watch a video, or pay some fee to learn how. The fact that there is a lot of such rubbish out there, it might frustrate you when looking for legitimate ways to make money from home. Here are 7 legitimate ways to make money from home.

  1. Trading stock, forex and options

If you are afraid of losing money at all, then you should avoid trading stocks, forex and options. However, if you want to make passive income like professional traders, you can start by investing small amount of money to gain experience. Forex trading with CMC Markets provides a great opportunity for traders to trade 24 hours a day five days a week. So, if you are interested in trading in this niche, you must learn how to trade, using the trading guides.

  1. Blogging

Blogging is one of the popular ways to make money from home. You can put up a blog to promote some products or ideas with an aim to bring traffic to your blog. You don’t need to be an established writer to write blogs, but you need the knowledge of the topic and a bit of creative thinking to come up with an outstanding blog post.

  1. Creating niche websites

If you have enough time and an expertise on specific topics, consider creating a niche website. Niche website owners make money from home by selling adverts, products and posting affiliate links. Your niche website can focus on anything provided it features contents that your readers are looking for. These websites can earn you a lot of income for a long period of time, providing you regularly update the content related to the site topic.

  1. Virtual office

Obviously, traditional brick and mortar jobs are an excellent way to boost your income, but they come with restrictions: the job versus your physical location; the hours needed versus the hours needed. However, there lots of opportunities for making money from home, providing you have a computer and a high speed internet connection. You can create a virtual office to perform various administrative duties, accounting work, customer service and many more.

  1. Surveys

Business of any type and size rely on surveying customers to determine whether their products or services are meeting the preferences and needs of the people they target. You will get full-time income by completing such surveys online from home. There are hundreds of sites online that pay you to fill out surveys to help them obtain their targeted data; just make sure the site is free. If you work with various survey companies, you could make a passive income. You can do this piece of work from home or anywhere else you have an internet connection.

  1. Become a freelancer

If you have a talent for writing or an expert in a given profession, there are numerous opportunities available online that you can join to make money from home. Don’t let your talent go to waste; you will definitely find people who want to pay you for your skills. Visit freelance sites and post your skills to let them find you or look through jobs that are already posted to see if you can do them. Most of these freelance sites will let you set your project rate or hourly rate before you start applying. The pay may vary from a few pounds to several hundreds of pounds, depending on the project you work on.

  1. Affiliate marketing

Another way to make money from home is via affiliate marketing. Here, you make money selling the products and services of other people. You don’t have to hire any employee, store any product, handle the payment process or deal with customer service. Simply, create a website, start advertising and you will earn commission on every product sold. Affiliate marketing has very low overhead cost and you won’t have the tress to selling your own products or services.

Mobile phones have become part of our lives. We use them as cameras, alarms, televisions, computers, and much more. Nonetheless, it can be difficult to get one if you have bad credit.

When you are applying for a mobile phone arrangement, there are three possible results. Get an approval with no inquest, since you passed the credit check. Be asked to pay a deposit for the phone you want, which will be refunded after a specified period of time. And lastly, get declined because of bad credit history.

Every phone network keeps its own credit score procedure which, if you do not meet, you get declined. This is because accepting you puts them at risk of losing money. If your mobile phone contract has ever been declined because of bad credit, you still have options.

  1. Look at sim only plans.

The thought of purchasing a cheap phone for the short term or keeping your old phones is unpalatable. However, using a cheap or older phone for 3 months helps you rebuild your credit score, and convince network providers that you are able to make steady monthly payments. This provides you with a strong future platform that will give you the ability to own the best and latest smartphones as soon as they are available in the market. This is the best option if you have been rejected and do not want any more rejections in future.

If you want to completely avoid credit checks, you can go for no credit check sim only options or a pre-paid phone plan. The firms that offer this service do not execute any credit checks because you pay for the service in advance. The deals in these firms work on a monthly basis and you have the advantage of revoking at any time without extra costs. They are cheaper than traditional plans.

You can also go for pay-as-you-go plans which let you add more talk time or data when you need them.

The disadvantage of this plan is that; you cannot purchase a phone and pay for it in instalments like you would do with a regular plan as there is no commitment.

  1. Family plan

Most network providers give family cell phone options. Some networks allow as much as 10 sim cards on a single plan. However, in order to authorise service under this plan, only the holder of the main account must pass a credit check. The same account holder is the one responsible for paying the monthly bill. If you do not pay your own bill, he has to pay it, so do not you’re your payments.

The advantage of joining a family plan is that it allows you to get around credit checks and save money.

  1. A co- signer

If you have a co-signer with good credit, you can get a mobile phone plan with bad credit. Nonetheless, the account would be under the cosigner’s name. This acts as security for the service provider so that just in case you default in your bill payment, your co-signer will have to pay it.

The co-signer can, in the future, change the account name to yours. Many service providers will run your credit score if you do change the name, but you will not have to pay a deposit since the account is already opened. Remember that service providers are different, each one could have a contrasting way of executing this.

  1. Security deposit.

You can still get a cell phone plan with bad credit if you pay a security deposit. Most service providers will repay your deposit after a given period of time if your bill is paid on time. The amount of deposit you pay depends on your credit score. The deposits are mostly per sim card. You will pay multiple deposits if you have more than one phone under the same account.

If you have bad credit, the best mobile phone option would be a sim only plan. In a case where the upfront payment is too high, join a family plan and work to build your credit score as you share costs in the family plan. In time, you will be able to get your own plan.

It appears as if mobile phone providers are churning out contracts on a daily basis. From all-inclusive packages which can offer unlimited Internet access to bundles associated with 4G data transmission speeds, the customer has more options to choose from than ever before. However, many are looking to free themselves from the financial bonds often associated with contractual deals. This is why some believe that SIM-only plans are the next big thing to hit the smartphone market. Let’s take a look at why these deals are attractive as well as some of the benefits that they have in store.

The Issue of “Seemingly” Unlimited Data

In the past, the majority of carriers would offer plans that provided unlimited access to streaming data. However, these plans were generally limited by the capabilities of the phones themselves. Packages providing 20 or 50 gigabytes per month would have been sufficient for most needs. Therefore, the consumer could rest assured that he or she would rarely (if ever) exceed these volumes. This has all changed due to modern technology.

High-speed connections and a burgeoning number of data-hungry apps means that contractual limitations will quickly be exceeded. This is the first main advantage of SIM-only deals. Consumers can choose from a number of different schemes; each of these based around predicted data usage during a given time period. Some deals even offer as much as 25 gigabytes for a single fee. Furthermore, there is no long-term commitment.

Factoring in the Cost of the Phone

There is no doubt that the major providers offer a host of interesting and flexible deals. On the surface, these can appear to be great ways to save a tidy sum of money each month. Unfortunately, there is a drawback to these options. The user will normally have to factor in the cost of the phone. This can be particularly substantial when referring to popular models such as the Samsung Galaxy or the new generation of the iPhone. In other words, the price of the phone will be added into monthly tariffs. SIM-only plans will not be subject to this added fee. Therefore, the consumer always knows exactly what he or she is paying for. There are no surprises and minutes can be topped up whenever required.

The Notion of Commitment

The mobile phone industry is highly competitive and each company hopes to retain their customers for as long as possible. Thus, many plans are often associated with contracts of up to two years. This presents an issue for those who want to switch deals down the line. They are normally subject to very high cancellation fees. SIM-only deals provide a sense of freedom that would not otherwise be possible. If the user suddenly spots an attractive phone model, there is no need to break any type of contract. The SIM card will simply be transferred to this new unit.

Network Amenities

It should finally be noted that most SIM-only deals come with a variety of network perks included. Data speeds of up to 4G, mobile tethering and public access are a few common examples of what customers can expect to enjoy. So, the myth of the “bare-bones” SIM package is no longer relevant.

SIM-only mobile phone plans are here to stay. As consumers become more aware of their benefits, we will likely see a shift towards these options in the coming years. Although standard contracts will not disappear, the providers themselves will have to offer even more options in order to keep ahead of this economically savvy revolution.