What will trading look like in about 25 years from now? We have asked the experts at TopTradingPlatforms.co.uk an anticipation of how technology will continue to revolutionise the world of online trading.

Technology is running fast and possibly already 10 years from now things could be very different indeed as far as online trading is concerned. How things will change tough it is not very easy to say but there are some clear trends that are starting to develop that can allow us to make some sensible predictions.

For example, it is feasible to imagine that everyone will have a full-time personal investment advisor. The only different that instead of being a human it might be an artificial intelligence platform that will give investment advice based on machine learning. Does it sound crazy? Well, it isn’t as if you looking at where the technology is going now something like this is a lot more realistic that you might think.

1. Digital stock avatars are coming— i.e. Google meets Schwab

Computers are able to deal with a huge amount of information much better than any human can do. A digital avatar will be able to find opportunities according to your own specifications and in doing so being more accurate and free a lot of your time. In short think Google partnering with Charles Schwab. Your avatar will not only act upon the instructions that you will give but it will also learn to run on its own after understanding the type of trader you are and your style. It is similar to advanced Pandora: it will ask you initially what songs you prefer and after you have picked a few it will take over and get some songs for you. So in the future you will surely get a lot more digital help to make financial decisions.

2. Prepare for the YouTube IPO roadshow

Private companies will be able to raise money through crowdsourcing. So you or your financial assistant avatar will spend lots of time on the internet to find early stages start-ups. Young upstarts will probably do lots of their presentation on video. In the video they will explain who they are and how they have come up with an idea. They will also tell you how much they are looking to raise. Than maybe if you are interested they can share more information in the written prospectus.

3. Finally, a stock picker to beat the index: You

But what will happen when everyone will know everything and digital avatars will be running the show? The cost of doing traditional stock analysis will crash and considering that this is the bread and butter of Wall Stree’s sell-side today it will cause concerns. Everything will change as you and your digital avatar will have so much data available and so great computing power to beat any current traditional analysis.

Ok … but if you become Goldman Sachs, what happens to Goldman and JPMorgan and Morgan Stanley?

4. Wall Street may employ your kids—and great-grandkids

Goldman Sachs will not die and you know why? Because there will still be some information that is not widely known and also that hasn’t been immediately digitised. So this will give enough time to be exploited through the traditional channel.

So there will still be a Wall Street and Wall Street jobs!

5. Artificial intelligence will replace many analyst jobs

Wall Street will still exist but do not underestimate the impact of technology on jobs. Artificial intelligence will replace lots of analyst jobs as it will become too difficult for human to be as efficient especially with the high amount of data that will be generated. Having said that there will still be plenty of jobs available for those people capable of providing consultancy to those companies that are not sure what to do. Also software engineers and computer systems analysts will be very important to operate the whole network.

6. The next Great Depression will take place in … a second

With the huge increase in digitalised information the time advantage will shrink considerably. Investors will become used to huge price moves in very short time. This means that the whole cycle of bust, recovery, boom and bust will happen significantly faster. All in minutes of even seconds!

Summer is a time of the year when everybody and everything feels a little better. The sun shines, the wind is warm, and the engines of luxury supercars roar just that bit little louder. Convertible car hire in France offers a portal to the good life: aesthetic beauty, freedom to roam roads of unparalleled beauty, and unique driving experiences that prioritise fun. We get behind the wheel of the three luxury convertible supercars that you need to drive in this summer; so buckle up, put your foot down, and enjoy the ride through France’s bucolic countryside.

3) Ferrari California

The prancing horse displayed on Ferrari’s badge feels rather proud on the bonnet of this beautiful machine, one could infer. The retro-influenced, 2-door convertible is a simply gorgeous motor vehicle and holds the beacon for fine Italian craftsmanship. The aesthetic simplicity of the Ferrari California is mesmerizing: beauty, artistry, and history, complemented by mechanical prowess. What more could you want?

The First coupé convertible produced by Ferrari is imbued with a nod toward the styling of the 1960’s Ferrari 250, and this effortless sense of cool permeates every aspect of the car. Add to this a V8 twin turbo engine capable of reaching 316 km/h with 560 hp, and you have supercar you’ll want everyone to see you in this summer. It is the first fuel inject, front-ended V8 Ferrari in history and the thrill of the ride is quite unlike anything else we’ve experienced.

2) Rolls Royce Drophead

If you’re looking for something a little more luxurious then you needn’t look further than the elegant Rolls Royce Drophead. The opulent convertible is the foreword in motoring grace and is a clear choice for those looking for sophistication on the road. The Drophead offers an exceptionally comfortable ride, and looks equally at home on the streets of Monaco as it does cruising down Paris’ Champs Elysees.

Without doubt one of the most impressive and imposing convertibles on the market, the Rolls Royce Drophead still manages to reach impressive speeds thanks to its V12, 460 hp engine. The stylish vehicle exudes a sense of luxury as it moves towards its top speed of 240 km/h. Arrive at a chic event in the oversized vehicle to experience the ultimate sense of regality.

1) Aston Martin Vanquish Volante

Aston Martin has long been linked with effortless cool. The brand perpetuates a sense of style which befits a long summer drive along a turquoise coast. Its superb performance will encourage you to drive just one more mile, until the only boundary is the end of the road. As at home meandering down the French Riviera as it is through a chicane in the Alpine mountains, this is the supercar for those who need it all.

A V12 engine produces 573 hp and a top speed of 295 km/h, which is more than enough to keep your blood pumping in the summer sunshine, while the vehicle’s sense of cool will keep temperatures down in the summer heat. Unparalleled in the world of supercars, the Aston Martin Vanquish Volante is a pleasure to watch go by, let alone to drive. This is a supercar for every occasion.

The choices are wide and varied, but in our opinion there isn’t a summer occasion that wouldn’t be made better by one of these incredible machines. But what makes these three convertible supercars really special, is that far from being just a mode of transport to get you to an event – they simply are the event.

So you’re eating healthy, getting plenty of sleep, and exercising regularly. Textbook formula for looking and feeling great, right? Almost, but there is one thing that could derail you from your path to success. In the United States, an estimated 24 million Americans use illegal drugs. This is the equivalent of eight percent of the United States’ population. That number keeps growing as more and more men are engaging in recreational drug use. It has been reported that men are three times as likely as women to use drugs regularly. Men are naturally prone to taking more risks, whether it be to appear more masculine or just to get the endorphins pumping. However, frequent drug use can be detrimental to not only your mental health, but your physical health as well.

Each type of drug will have different effects on your body, but did you know that drugs also affect men and women differently? Drug use can leading to haunting, irreversible physical effects. Depending on the type of drug you take, you can see changes such as increased acne, dull skin, scars, baldness, destruction of the cartilage in your nose, bronchitis, lung infection, kidney failure and even death.

Better Addiction Care compiled mugshot photos to provide examples of the haunting physical changes you can see from repetitive drug use.

A common misconception from users is that these are only extreme cases and while it might happen to others, they will be lucky enough to avoid the negative effects of frequent drug use. No one is immune to the side effects of abuse.  In order to keep yourself feeling healthy and living life to the fullest it is best to stay away from the use of drugs. The legal, health and social consequences are not worth the high- literally. The number one reason why people turn to drugs is because they are feeling some sort of void in their lives. If you keep a full and well-balanced life, you can keep your priorities in order. The goal is to thrive, not just to survive.